Monday, April 20, 2020

The Most Important Thing to Consider When Writing a Resume

The Most Important Thing to Consider When Writing a ResumeWhen writing a resume the order you put your job experience is one of the most important things to consider. The reason why is because if you follow the correct order then it will make your resume easier to read. In this article I will look at the best way to do this and tell you why you need to keep this in mind.Remember, the resume is for a prospective employer, not an employee. The reason for this is because they are looking for a good candidate who has made an effort to meet the needs of the company. Remember, too, that you can't change the order of events once you have submitted the resume. However, if you make the right decisions before hand, then you should be okay.So what order should you put your job experience? Well, depending on the industry where you work it may depend on whether you started first or progressed through the hierarchy. Also, the more senior the position, the higher up the level of your experience wil l be. This is why you need to understand what your level is when you submit your resume.Once you understand your career path then it will be easier to pick out the exact event or time when you really excelled. By doing this you can easily write in the appropriate order of events and still make sure that your resume looks professional.Another important thing to consider is what you have accomplished and what you would like to accomplish. If you don't put this in then it will seem like you don't really want to move forward in your career. Then your resume will not appear professional.One thing that you need to considerin your resume is where you held the positions you have held, who your supervisor's were and what were their most obvious places to look. For example, if you held a management position that involved taking care of people and managing them it would be important to highlight this. Similarly if you held a managerial position, you might want to mention how much money you ear ned while there. This can help to put your accomplishments in context.Now that you know what order to put your resume in, it should look professional and it should help you to stand out from the crowd. The important thing here is that you have taken the time to think about it and you are happy with the decisions you have made. In this way you can increase your chances of getting an interview and get the job you have always wanted.

Wednesday, April 15, 2020

Workplace Life Insurance Are My Benefits Enough

Workplace Life Insurance Are My Benefits Enough As benefits season kicks off, you may be focused on the changes to your health plan. But be sure to pay careful attention to your life insurance options when you fill out your annual enrollment forms. That is because the typical U.S. company usually only offers one- to three-times salary as a life insurance benefit at no cost to workers, and it ends when you leave the job. Still, this is all many people have. Only 70 percent of Americans â€" some 87 million households â€" have any kind of life insurance coverage, according to the new 2016 survey by life insurance research group LIMRA. Nearly half of those surveyed by LIMRA have only group policies, with an average coverage of $236,000, or 2.6-times income replacement. “If you’re 26, with no student debt, on your own with no family, then maybe one-times your salary is sufficient,” says Anita Potter, assistant vice president for LIMRA. The industry recommendation from LIMRA is to have more than double that, and some financial experts recommend even more. “The old rule of thumb used to be 10-times income, but with today’s markets and lower interest rates, you need closer to 15- or 20-times,” says Marvin Feldman, president and CEO of Life Happens, a non-profit group formed by seven insurance producer organizations. Need more? The first place to level up may be at your own company. About 70 percent of workplaces offer additional optional coverage, and about 40 percent of employees take them up on it, LIMRA says. The key benefit of increasing your coverage this way: Group benefits usually require little underwriting, which means no doctor notes or health restrictions. You may also be able to take that additional coverage with you when you change jobs, Feldman says. Buying company coverage is “a nice way to get the conversation started,” says Sean Scaturro, a financial adviser for USAA, the financial services company that caters to a military clientele. Scaturro uses the acronym “LIFE” to remember what individuals need to consider: liabilities, income for survivors, final expenses and education costs for survivors. Online calculators are available to do the math for you, like the one at Life Happens (http://lifehap.pn/1icrq0n). Financial advisers or life insurance brokers can help walk you through the various policy types. Read: 5 Life Insurance Questions You Were Too Embarrassed to Ask Most people would do best with simple term life policies, Scaturro says. These charge a low monthly premium, which could be under $50 a month for a person under 55, for a fixed period like 10 or 20 years. Term policies do not pay out any benefits if the person does not die. There are also more complicated policy types that offer investment options and that you can take loans against, but many advisers warn against them for basic life insurance needs. “We need to stop thinking of life insurance as a Swiss army knife,” Scaturro says. “It was designed to provide cash for loved ones if you die. Those that flirt with investment become complicated.” Motivation The biggest hurdle of getting people to have adequate coverage is that workplace insurance provides “a false sense of security,” Feldman says. People typically need to be scared into it or tugged by the heartstrings. It often takes a bad experience with a family member or close friend to motivate someone to get serious about life insurance. Or the story of somebody famous. This year’s face of life insurance meets both of those requirements. Race car driver Danica Patrick, who is a spokeswoman for Life Happens, obviously needs to protect herself because of her risky job, but she also comes from a family that was nearly destitute in the past because of the untimely deaths of both of her grandfathers, neither of whom had life insurance. Her parents drilled into her the importance of proper coverage. “I hope people hear my story and are reminded of just how random and unpredictable life can be,” Patrick said in an emailed statement to Reuters. “Bad things can happen. That’s just life. But life insurance is an easy and smart way to lessen the impact and protect loved ones.”

Friday, April 10, 2020

Christina McGinnis - Work It Daily

Christina McGinnis - Work It Daily Recruiter Info Name: Christina McGinnis Title: Business Development Manager Email: christina.mcginnis@expresspros.com LinkedIn: www.linkedin.com/in/cmcginnis1 Phone: 908-698-0308 Company Info Company: Express Employment Professionals Location: Somerville, NJ Website: www.expresspros.com Facebook: www.facebook.com/ExpressCentralNJ For Job Candidates Preferred Method To Be Contacted By A Candidate: Email Can Candidates Apply For Multiple Positions And Not Get Penalized?: Yes Recruiter's Perspective What do you like to do in your free time? Enjoying nature, cooking, visiting NYC, beaches, reading, music, working out at the gym In a sentence, why do you enjoy working at your company? Opportunities to help people find their potential In a sentence, how does your company have fun on a regular basis? We have fun by interesting, engaging, fun events, engaging with the communities we live and work in In a sentence, how would you describe the employees at your company? We have some of the most talented and compassionate individuals who come together to form outstanding teams. Have you joined our career growth club?Join Us Today!